Our work with fintech companies runs the full legal spectrum from corporate formation, venture & private equity financing, mergers and acquisitions, and public offerings to regulatory counseling, intellectual property protection, privacy & data security, employment, tax, severance matters, and litigation.

Fintech covers a variety of new financial technologies which utilize software and other information communication technologies, an example of such is cryptocurrencies. Our legal team can assist and advise with a range of fintech law services.

We deliver commercially focussed legal and regulatory advice to fintech companies from start-ups to established incumbents looking to innovate.

We act for start-ups, scale-ups, and growth-stage fintech and more established financial institutions, helping them raise capital, create innovative products, and manage their businesses in a regulatorily compliant manner in a fast-paced, competitive environment.

Clients instruct us for our market-leading knowledge of the fintech and alternative finance sectors and products, and for our approachable, commercially-minded lawyers.

Find out more about what FinTech legal services can be offered to you or your business, by contacting our law practice on +254 20 2100 999 or email us at [email protected].



Our fintech lawyers may advise you on general commercial/contractual matters at the same time as they advise you on a corporate transaction (i.e. on an investment, restructuring, trade sale, or listing).

In a fast-moving sector, you will need lawyers who have a deep understanding of your technology business, and who can co-ordinate the approach you take on all legal issues.

We enjoy finding innovative solutions to novel legal issues. Our lawyers are fintech specialists in working with clients that are disrupting a market with highly innovative business models, technology, products, and services.

At the nexus of financial, wealth management, banking, insurance, pension, and e-commerce services and enabled by advances in data use, technology innovation, and digital delivery, the sector is truly transformative.

We are first and foremost mindful of your banking and finance business, needs, and goals, and will work with you to examine various strategies to get the best results, successfully and efficiently. You can count on us today, let us take it from here.

Collaborative Approach


Our fintech lawyers are not only excited by being part of the industry but enjoy the nature of the legal work and have deep expertise in the fintech sector.

We understand both the orthodox financial services industry and the nascent, yet dynamic and disruptive, fintech sector and we are well-placed to advise what is “market”, and how best to implement products and practices, whilst avoiding the pitfalls and mistakes made by others.

Our lawyers pride themselves on providing advice on time and on budget.

Contact Us Today.

Rattansi Educational Trust Building,
3rd Floor, Suite E12,
Koinange Street,
Nairobi, Kenya.
Mon - Fri: 8am – 5pm

Frequently Asked Questions

What FinTech legal Services does the law firm offer clients in Kenya?

Our law firm is adept at working with both startups and leading fintech companies across a variety of industry segments, including:

  • Peer-to-peer and online lending
  • Blockchain technology + digital currency
  • Crowdfunding
  • Mobile payments
  • Personal finance
  • Retail investing
  • Consumer banking
  • Payments/billing technology
  • Money transfer
  • Institutional investment tools
  • Banking infrastructure
  • Insurance technologies
Do I need legal advice on the CMA regulatory sandbox in Kenya?

The financial services industry’s reliance on technology has evolved dramatically over the last decade.

As a result, technology companies ranging from high-profile, multibillion-dollar, publicly held companies to emerging startups are looking to change the financial services landscape and disrupt the way business is done around the world.

To test your innovations, you need lawyers who understand the industry, technology trends, and regulatory requirements. We are here to help and you can count on our unique point of view to help with advising you to gain entry into the CMA sandbox.

What fintech experience does the law firm have in Kenya?

We have deep sector experience and can draw on cross-functional specialisms to support clients across the full range of their fintech law needs:

Technology and data – supporting businesses:

  • safely develop, use, protect and exploit existing and next-generation technologies
  • utilize data – often in novel ways

Financial regulation – helping businesses effectively:

  • navigate legal, regulatory, and compliance requirements – including advice on how these requirements apply in practice from start-up through to established businesses
  • engage with regulators and governmental authorities

Business growth and funding – advising businesses as they:

  • develop their customer experience and product offering
  • enter into commercial collaborations and partnerships – such as partnerships between larger banking/financial institutions on one hand and fintechs, regtechs and insurtechs on the other
  • expand internationally (into or from Kenya)
  • make investment decisions, including corporate acquisitions and disposals
  • procure debt and equity funding
  • develop intellectual property

Business protection – helping businesses:

  • manage their regulatory and operational risks
  • work through regulatory reviews, regulatory investigations, and commercial disputes
  • achieve data privacy compliance and their cybersecurity objectives

Business operations: supporting businesses and those who work in them, including by providing advice on employment and the right to work, staff incentive schemes, place of work requirements (such as leases and health & safety), commercial arrangements of all types, and taxation

INSIGHTS & UPDATESSearch FinTech Insights & Updates

Rattansi Educational Trust Building, 3rd Floor, Suite E12, Koinange Street, Nairobi, Kenya.

Follow us:

Clay & Associates Advocates is registered as a law firm under the Laws of Kenya and regulated by the Law Society of Kenya.

Our professional indemnity cover is underwritten by Britam General Insurance. We may record calls.

© Clay & Associates Advocates. All rights reserved.